The recent Equifax data breach has affected countless Americans and as a result, many have become concerned about their personal information being shared and stolen, thus affecting their lives in negative ways. Colby and Conley have brought together their knowledge of identity protection and financial preparation to educate the general population on ways to best protect themselves in a possible and personal financial crisis.
“More than half of the American population was affected by the data breach,” Colby explained. “It didn’t just affect Americans. In Canada there were approximately 260,000 individuals whose identities were stolen and over 400,000 in the U.K.”
Both Colby and Conley explained that America is the most technologically advanced nation in the world and, as a result, it is also the most vulnerable.
“Your driver’s license, medical information and social security is all floating around in cyberspace,” Colby said. Conley added to that statement, “With a stolen identity, you can easily be tied to a crime you didn’t commit.”
The Dinner and Learn will not only discuss identity theft, but also ways in which one can shield themselves from identity crimes and prepare for the future to the best of their abilities in affordable ways.
“In this Dinner and Learn, Eric will discuss not only ID Protection but legal services and the importance of creating a will; I will touch upon the importance of making a plan and utilizing these services that are affordable to the average American with estate planning information” Conley stated.
This event is meant for anyone who is interested in safeguarding not only themselves, but their families as well. It is intended for young and old alike.
“It’s not a matter of if, it is a matter of when,” said Colby. “It may seem morbid, but we will all die, and we must prepare for those things we don’t want to think about, such as having a will. Even if you think you don’t have anything of importance, having a will is necessary. For example, when my mother passed away, she had nothing to her name. My family fought over nothing and now we don’t speak to one another. I miss having Christmases with my family. But since she didn’t have a will to iron out the small details, I don’t get to have those meaningful experiences with my family anymore.”
Both Colby and Conley expressed that many young people are less motivated and concerned about these issues. “If you are a young couple with children, you need to have a will,” Colby began. “If you don’t, then the state decides what is best for your children, not you.” Conley added, “In addition to that, not having life insurance puts a financial burden on them and other family members. Not only are your young children without a parent or parents, but they are also short on money to survive without you.”
Although it is true that both companies provide services that assist individuals in protecting their identities as well as preparing for their future, the Dinner and Learn is not about selling those services. “I am doing this because I want to help people and educating them is my way of being of service to my community,” Colby said.
Conley reiterated Colby’s statement, “The purpose is not to sell our products but to help people live a life free of major financial concerns. I am a strong advocate of financial literacy and that is my main purpose for providing this Dinner and Learn.”
For more information about the Dinner and Learn and to RSVP (seating will be limited) please call Eric Colby at 207-604-4710. To discover more about Key Benefit Solutions or Modern Woodmen Of America, go to their websites at www.keybenefitsolutions.com or www.reps.modernwoodmen.org/zconley.